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- My Account
- Credentials Verification
- Open Valuate
- Product Chooser
- Home
- REFAI® Certification
- Textbook
- Software & Tools
- Training & Certification
- REFAI® Certification
- Private Coaching
- Corporate Solutions
- Self-Study Programs
- Excel Certification
- Colleges and Universities
- Free e-Books and Excel Keyboard Shortcuts
- Consulting & Auditing
- Blog
Chapter 1 | Introduction: Risks and Opportunities
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